When I started talking about personal finance many years ago, the questions I usually got were about how to budget properly, where to invest, or how to prepare for retirement. These are important conversations, and I still teach them today. But after close to four decades in the financial industry, I’ve realized that all of … Continue reading Generosity: The Goal of Good Personal Finance
I was preaching at Victory Makati for our last worship service of the year, and as I stood there, I became more aware than usual of the room. Not just the lights or the music—but the people. Some were smiling, relieved that the year was finally ending. Some looked tired, like they had been carrying … Continue reading Stepping Into 2026: Choosing Life in the Spirit
A personal devotional as I prepare for 2026 There are moments when faith feels strong—and moments when it feels painfully honest. As I look ahead to 2026, I find myself returning again and again to two verses from the Gospel of Book of Matthew. Not because they are comforting in the usual sense, but because … Continue reading A Prayer I’m Carrying Into 2026
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