Q: I’ve been researching about retirement savings in the Philippines and found something called the PERA Law. There doesn’t seem to be a lot of information about it, though. Would it be a good option for retirement planning?—Joseph, via e-mail A: The PERA Law would indeed be a good choice for your retirement savings—when … Continue reading What is the Private Equity Retirement Account (P.E.R.A.)
45% – that’s the grade Filipinos received when they were asked to take a financial literacy quiz. The results were reported in a World Bank study entitled ‘Enhancing Financial Capability and Inclusion in the Philippines’. Part of the study is statistics on financial management and knowledge habits of Filipinos. On average, the adults surveyed … Continue reading In Numbers: The Money Habits of Filipinos
For today’s blog, let’s go back to basics. A lot of beginners to personal finance can feel overwhelmed because of all the options, like which investment to get or which bank to choose. But before you start on any of that, you must have a healthy cash flow first. “The inflow of cash should always … Continue reading Understanding (and Increasing) Your Cash Flow
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