45% – that’s the grade Filipinos received when they were asked to take a financial literacy quiz. The results were reported in a World Bank study entitled ‘Enhancing Financial Capability and Inclusion in the Philippines’. Part of the study is statistics on financial management and knowledge habits of Filipinos. On average, the adults surveyed … Continue reading In Numbers: The Money Habits of Filipinos
For today’s blog, let’s go back to basics. A lot of beginners to personal finance can feel overwhelmed because of all the options, like which investment to get or which bank to choose. But before you start on any of that, you must have a healthy cash flow first. “The inflow of cash should always … Continue reading Understanding (and Increasing) Your Cash Flow
The business process outsourcing industry (BPO), especially IT-BPO, is one of the fastest-growing industries in the country, expected to earn $25 billion and generate 1.3 million new jobs by 2016. Many young people now work as BPO call center agents, earning more than the usual salary for other entry-level jobs. BPO agents and OFWs are … Continue reading How BPO Employees Can Save and Invest
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