Personal finance reflection on Deuteronomy

By Randell Tiongson on January 23rd, 2025

As I reflect on the book of Deuteronomy, I’m struck by how relevant its teachings are to personal finance. Though written thousands of years ago, its principles offer timeless wisdom that can guide us in managing our resources today. Deuteronomy reminds us that our wealth ultimately comes from God, and with it comes responsibility.

One of the most profound lessons I find in Deuteronomy is found in Deuteronomy 8:18 (ESV): “You shall remember the Lord your God, for it is he who gives you power to get wealth, that he may confirm his covenant that he swore to your fathers, as it is this day.” For me, this verse underscores the importance of humility. Whatever financial success we achieve, it’s essential to recognize that it is God who gives us the skills, opportunities, and resources to prosper. This mindset helps keep pride in check and reminds us to remain grateful.

Another key teaching is the emphasis on generosity and justice. Deuteronomy 15 speaks about canceling debts and providing for the poor. While modern economies don’t operate on the same system, the heart of the principle remains relevant: we’re called to care for those in need and not to hoard wealth selfishly. In our financial planning, there should always be room for giving, whether through tithing, helping family members or the poor, or supporting missions.

Deuteronomy also speaks to stewardship. The Israelites were instructed to follow God’s commands regarding the land, their primary source of wealth. For us, this translates to managing our resources wisely—saving diligently, investing responsibly, and avoiding reckless spending. The idea of honoring God with what we have should permeate every aspect of our financial decisions.

Finally, the principle of dependence on God is a recurring theme. Deuteronomy cautions against trusting solely in material wealth. It’s a timely reminder in today’s consumer-driven world that no amount of money can provide ultimate security or fulfillment. Our trust must be in God, who sustains us through every season.

Ultimately, Deuteronomy points us to the gospel and God’s ultimate plan for salvation. As we reflect on God’s provision and our stewardship responsibilities, we are reminded of the greatest gift of all—Jesus Christ. The gospel reveals that our ultimate security and worth are not found in what we possess but in who we are in Christ. Jesus paid the ultimate debt on our behalf, freeing us from the bondage of sin and reconciling us to God. His sacrifice calls us to live with gratitude, generosity, and purpose.

This connection to the gospel transforms our view of finances. Money is no longer an end in itself but a tool to further God’s kingdom. Our financial decisions become acts of worship when they reflect our trust in God and our desire to serve Him. Whether through giving, helping others, or stewarding resources wisely, we reflect Christ’s love and generosity.

As I think about these lessons, I’m reminded that personal finance is not just about earning and saving; it’s also a matter of the heart. How we handle money reflects our values and priorities. Deuteronomy challenges us to align our financial practices with God’s principles, ensuring that our wealth serves His purposes and blesses others.

So as we strive for financial freedom, let’s take to heart the wisdom of Deuteronomy. Let’s remember the Source of our blessings, steward them well, and use them to make a difference. After all, true financial success isn’t just about what we accumulate but how we honor God and impact others through it, ultimately pointing them to His grace and salvation in Jesus Christ.

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Personal finance reflection on Deuteronomy