Investing and the Bible

By Randell Tiongson on June 11th, 2023

Question: What does the Bible say about investing? – Jeff via Facebook

Answer: The Bible does not explicitly mention investing in the modern sense as we understand it today. However, it provides principles and wisdom that can be applied to investing and financial decision-making. Here are a few key principles from the Bible that can guide us in the realm of investing:

Diligence and Wise Planning

The Bible encourages diligence and wise planning in all aspects of life, including finances. Proverbs 21:5 states, “The plans of the diligent lead to profit as surely as haste leads to poverty.” This verse emphasizes the importance of thoughtful and careful decision-making, which can be applied to investment choices. Investing requires research, understanding, and prudence to make informed decisions.

Diversification and Risk Management

Ecclesiastes 11:2 (NLT) advises, “But divide your investments among many places, for you do not know what risks might lie ahead.” This verse suggests the principle of diversification and risk management in investing. Spreading investments across different asset classes or industries can help mitigate risk and protect against potential losses.

Honesty and Ethical Considerations

The Bible consistently emphasizes the importance of honesty, integrity, and ethical behavior. When making investment decisions, it is crucial to consider the ethical implications of the companies or industries involved. Investing in businesses that align with biblical values and avoiding those that engage in unethical practices or harm others can reflect our commitment to living according to God’s principles.

Contentment and Avoidance of Greed

The Bible warns against the dangers of greed and the pursuit of wealth as an ultimate goal. 1 Timothy 6:9-10 states, “Those who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evil.” It is important to approach investing with a mindset of contentment, not allowing greed to drive our decisions. Seeking God’s wisdom and discernment can help us maintain a balanced perspective.

God as the Ultimate Provider

Throughout the Bible, there is a recurring theme of recognizing God as the ultimate provider. Proverbs 3:9-10 encourages us to honor God with our wealth, “Honor the Lord with your wealth, with the firstfruits of all your crops; then your barns will be filled to overflowing.” As we invest, it is important to remember that our trust and reliance should ultimately be in God, recognizing that He is the source of all our blessings.

It is essential to note that investing carries inherent risks, and each individual’s financial situation and goals are unique. Seeking wise counsel, conducting thorough research, and considering professional advice are important steps in making investment decisions. Ultimately, applying biblical principles and seeking God’s guidance can help us approach investing with wisdom, integrity, and a heart focused on honoring God in all that we do.

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Investing and the Bible