In our Filipino culture, strong family ties and intergenerational support are highly valued and actually expected. While it is natural to want to assist our parents financially, it is essential to foster their financial independence and autonomy. Balancing love and support with the need for financial self-sufficiency can be challenging but achievable. Let’s explore effective … Continue reading Limiting the financial dependence of our parents
A once flourishing and promising industry in the 80’s and the 90’s is now just a part of history filled with failed promises and the heartaches of many Filipinos. The pre-need industry in the Philippines, which primarily involves selling pre-need plans for education, memorial, and pension purposes, has faced significant challenges over the years. While … Continue reading Why the pre-need industry was doomed to fail from the start
When it comes to investing, there is a wide array of options available, including mutual funds, Unit Investment Trust Funds (UITFs), and individual stocks. Each investment vehicle has its advantages and considerations, and understanding when to choose one over the other is crucial for making informed investment decisions. In this article, we will explore situations … Continue reading Mutual Fund and UITF or Stocks?
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