In all my talks, I always tell people that the first step to achieving financial peace is to increase cash flow. We do that by making more money and spending less money. In some cases, cash problems arise not because of too much spending — there are many cases that cash flow is restricted because … Continue reading Be enterprising
Question: How should we do personal financial planning based on our culture? Unlike the west, we heavily support family members. Randi Espera Ongoco (@randieongoco) via Twitter Answer: I have been a student and a teacher of financial planning for many years, and it is true that we do things very differently here in the Philippines. … Continue reading Financial planning, Pinoy style!
The first and most important step in achieving financial peace is having a healthy cash flow. To over simplify things, I’d like to begin with this statement: “The inflow of cash should always be greater than its outflow.” Cash after all, is the life blood of our personal finance lives. Cash is the life blood … Continue reading It’s all about the Cash!
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