“Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.” – James W. Frick The most fundamental of issue on personal finance is money management. One of the most common questions I ask all my financial counseling session is this – ‘how do you … Continue reading How do you spend your money?
1 in 6 Filipinos owns real property other than the primary home. This is according to the 2012 Consumer Finance Survey of the Bangko Sentral ng Pilipinas (BSP). While others may use the second or third properties either as a halfway or vacation home or for the rich a ‘pamana’, others use additional real … Continue reading What to consider in buying an investment property?
Buying a car and owning a home – these are part of the Filipino dream; however, saving up for big-ticket expenses, such as a vehicle or a house, may seem like they will take forever. A fresh graduate earning an entry-level salary may not even be able to afford the monthly amortization for these items. … Continue reading 5 Ways to Save for Big-Ticket Items
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