I recently saw an infogram stating that only 8% of Filipinos have some form of an investment like stocks, mutual funds, UITF or insurance. Although there has been some gains in the number of Filipinos who have begun investing, we are still way behind many other nations with regard to investing by its citizens. The … Continue reading Why do Pinoys not invest?
Question: I have been reading your articles and other posts about finance. While I find most of them very informative, I find them difficult to apply. How do I find the discipline to follow the rules that you, finance advocates, always talk about?-Joshua via Facebook Answer: Let me start by saying this, “money is behavioral … Continue reading Balance is key
One my favorite definitions of investments is this – “The commitment of funds made in expectation of some positive rate of return. If the investment is properly undertaken, the return will be commensurate with the risk the investor assumes.” Whenever people invest, their primary concern is almost always about return. While it is obvious that … Continue reading Do not chase returns
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