I am now ready to invest

Question: I have been a reader of your column and blogs and I learned much from it. I am now debt free and have some emergency funds and savings and I am now ready to invest. Where should I put my money? – Name withheld upon request, asked via e-mail Answer: Congratulations for being disciplined … Continue reading I am now ready to invest

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Is diversification difficult?

You often hear the word “diversification” when investments are discussed. Diversification is important; in fact, it is considered one of the most effective risk-management tools, minimizing investment losses. What does Investopedia (a favorite online site for investment stuff) say about diversification? “A risk-management technique that mixes a wide variety of investments within a portfolio. The … Continue reading Is diversification difficult?

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