Deputy BSP Governor Diwa Guinigundo, international celebrity Christian Bautista, rock star Mark Escueta, best-selling Author Dennis Sy, stock market advocate Marvin Germo, economist Dr. Alvin Ang and others have all agreed that Money Manifesto is a book worth reading.

What is this book all about? It’s a personal finance book that discusses a wide array of topics: Money management, Investing, Economics plus more… but, this book is more than just about the finance topics — it talks about my experiences and the experiences of others too. When my editor was working on my book, she said that this book seems to be more personal and has more heart.

Money Manifesto is a 300-page book that took me many years to write and like my other books, this one is intended to go beyond sharing information, this book is meant to encourage and to inspire the reader.

This book will be available in November 2014.

Here’s some great news for our dear OFW’s based in Singapore!

The first  Associate Financial Planner (AFP) certification program will make it’s way to Singapore shore this November 2014. This program is for the OFW’s who are serious about financial planning and would like to be certified by the country’s most respected and recognized financial planning institute, the Registered Financial Planner (RFP) Philippines.

Course Outline

– Rudiments of Personal Finance

– Behavioral Finance

– Introduction to Investments

– Introduction to Insurance

– Time Value of Money

– Introduction to Stock Market investing

*The program is limited to only a few slots and are at a first come, first served basis.

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We will also be running the Winning Strategies for investing with Jess Uy and Marvin Germo.

It’s been a long time since I last wrote a blog – my talks, seminars and publishing my 3^rd book (Money Manifesto) has made it challenging for me to update my website. But, I love blogging and there have been people asking me to blog more often and when there is an opportune to do so, I will take – like now.

As I write this blog, I am sipping peppermint tea (cutting down on my coffee addiction), in a mall in Dubai, UAE. In a few hours, I will be speaking to our dear OFWs in Dubai and teach them about the value of estate planning. Tonight’s talk is my 7^th of 11 talks in a 14 day sojourn in 3 cities in the middle east: Doha, Dubai and Abu Dhabi. Despite nursing a throat problem since last week, I am so energize to continue with my mission to enable Pinoys everywhere to achieve their goals and dreams. I must admit, however, that I find it difficult to be away from my wife and kids this long… I am just consoled that in a few days, I will be reunited with them and that the work I do has an impact to others, one way or another.

We do what we have to do. That’s my take whenever I am put in a place out of my comfort zone and experience some inconveniences. Counting my blessings helps me get through the things I do but at the end of the day, we just need to do what we have to do… just like the many OFWs I have been interacted with since last week. The capacity of the Pinoy to endure difficulties is truly incredible and they do so without becoming cynical or even bitter. When I talk to our Pinoys everywhere, whether they are in Dubai, Doha, Singapore, Tokyo, Seoul or Paris and start talking about the difficulties they endure on a daily basis, they will all answer me that they just do what they have to do.

The same attitude of just doing it is something we teach everyone with when it comes to personal finance. Work hard, budget well, get out of debt and investing for the future is not really an elusive goal if we just do what we have to do. We work well despite our circumstances and we do not let the hardships of life prevent of us from living our life. We can use that same resilience in the way we handle our lives with the way we handle our money.  We need to look at proper spending and saving as something we just have to do despite our difficult situation and we can do so if we are reminded that when we do what we have to do, we don’t have to do what we don’t like to do in the future like worrying.

I am truly blessed and inspired by the many Pinoys I meet all over the world and I will continue to teach as many of them as I can, despite the odds; and I am sure they will become more and more enabled despite their situation. We just need to do what we have to do.