Do you want to get copies of my book? For the holiday season, we are offering free shipping for Metro Manila and only P60.00 for Provincial addresses.

Money Manifesto: Lessons in Personal Finance is now available for order. This book has been creating a big impact to a lot of people and has been endorsed by a lot of people like BSP Deputy Governor Diwa Guinigundo; singers Christian Bautista, Ogie Alcasid & Mark Escueta, economist Alvin Ang, stock market expert Marvin Germo and many more. This book is a very personal and practical and it will touch your heart and not just your mind.

Money Manifesto contains several topics on:

Part 1: Money Behavior

Part 2: Financial Planning

Part 3: Investment

Part 4: The Economy

Part 5: Life Matters

Money Manifesto: Lessons in Personal Finance is available at P600.00 per copy.

You can still get my first book No Nonsense Personal Finance: A Step by Step Guide. This book has reached best-seller status in less than a month and has been featured in numerous publications, TV & Radio programs, etc. My first book has been used as a resource material for training programs, educational institutions and even churches.

No Nonsense Personal Finance book contains the 5 steps to achieve financial peace:

Step 1: Improving Cash Flow

Step 2: Getting Out of Debt

Step 3: Setting Up Your Emergency Funds

Step 4:Getting Protected from Life’s Risks

Step 5: Investing for Your Future

No Nonsense Personal Finance: A Step by Step Guide is available at P500.00 per copy.

Here’s a treat for you! Get both books at only P900.00 — a discount of P200.00 for both books!

Here’s how you can order:

1) Deposit the payment to BDO #6440069496 or BPI 0249-1113-09 John Randell Tiongson

2) Take a photo of the deposit slip and send to mia.tiongson08@gmail.com along with your complete address and contact number.

3) If you want the book/s autographed, please indicate it in the e-mail.

 * Offer ends on Dec. 28, 2014

Great news to those attending the Money Manifesto Conference this Saturday (Nov. 29, 2014). Our sponsor, Sun Life will be raffling of Sun Life Prosperity Funds worth P5,000.00 each to the lucky winners!

What are Sun Life Prosperity Funds?

Sun Life Prosperity Funds
Simplicity, Accessibility, Affordability and Returns. These are only a few of the benefits that a Sun Life Prosperity Fund investor receives.

• Affordability: For a minimum of Php 5,000, one can jump start an investment account and be on his/her way to prosperity
• Higher potential returns*:  The Sun Life Prosperity Funds is  a family of funds that caters to various risk appetites and investment horizons. Whether you’re a conservative or aggressive, short term or long term investor, at least one fund is suitable for you to achieve your investment goals.
• Diversification: For as low as Php 5,000, your investment is instantly diversified among different financial vehicles in order to minimize risk.
• Flexibility:  Risk appetite tends to change over time and should you feel like changing where your funds are placed, you can do so accordingly up to four times in a year at no charge!
• Liquidity: Sun Life offers the option to redeem fund shares any time on a business day at the current fund value.
• Professional Portfolio Management: The Sun Life Prosperity Funds are managed by  top notch investment professionals who are dedicated to ensuring that the funds generate the best returns over the long term.
• Global Expertise: Sun Life Asset Management Company, the fund manager and distributor of the Sun Life Prosperity Funds is a member of the Sun Life Financial Group of Companies operating in Canada, the United States, United Kingdom, Hong Kong, China, India, the Philippines and Indonesia.

For more information on Sun Life Prosperity Funds, visit http://j.mp/174yGXG

To know more about the conference, CLICK HERE.

See you this Saturday!

A lot of people have always asked me about investing – where to put their money, how much to invest, do they buy stocks or mutual funds, etc. They are all great questions and those are important issues to address. However, before even thinking about putting your money somewhere, there are a few things that you need to take care of first:

1) Money Management – proper management of your finances is the foundation of your quest for wealth. If you are like most of us, your money doesn’t come in just one shot – they come in and go regularly and your investments will do well when you can add to those investments pretty regularly. You can only keep on adding to your investments if you know how to save properly… and you can only save properly if you know how to spend properly. Create and stick to your budget, as that will be your most important weapon in building your wealth.

2) Emergency fund – I cannot emphasize enough the importance of building a buffer fund before investing. Investments are volatile, well at least the good ones are and there is always a danger that when you liquidate your investment, it may have not earned yet or worse, its lower than its original amount. The buffer fund will allow you to keep your investment funds untouched since you have another fund to dip your hands into when emergency strikes. 3 to 6 months worth of expenses is a good emergency buffer fund.

3) Investment objectives & time frame – what are you investing for? Many people invest without really know why they are investing in the first place. Knowing your objectives and time frames will allow you to match the right investment instruments that will be best for you.

4) Risk tolerance – it is good to determine your risk appetite before jumping into any investment. A lot of people invest money into risky instruments and yet they are not prepared to handle investment risks which causes a lot of frustration that leads to a lot of stress. Never invest without knowing the risks.

5) Time – think long-term. There are no short-cuts to wealth and you need to be patient in building your wealth over time. Do not take short cuts and do not be in a hurry as those actions can cause you to make a lot of financial mistakes.

Good planning and hard work lead to prosperity, but hasty shortcuts lead to poverty. – Proverbs 21:5, NLT

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Get finance & investing tips from the Money Manifesto Conference this Nov. 29, 2014 at the SMX Aura! For inquiries, visit HERE