Attention Overseas Filipinos in the UAE

Are you ready to take charge of your financial future and achieve your goals? Look no further than “Build Your Future UAE 2024” seminar, coming to Sharjah and Abu Dhabi. This seminar is not just another event – it’s a game-changer for anyone seeking financial freedom and building a better future.

Here’s why you can’t afford to miss it

Expert Guidance: Randell Tiongson is a renowned financial planner and educator with decades of experience helping individuals like you achieve financial independence. At this seminar, you’ll gain insights from his expertise and learn practical strategies for managing your money, investing wisely, and building wealth for the future.

Tailored Advice for Overseas Filipinos: As Overseas Filipinos, your financial situation and goals may differ from those of others. Randell Tiongson understands these unique challenges and will provide tailored advice and solutions specifically designed to help you navigate the complexities of managing finances abroad.

Empowerment Through Knowledge: Knowledge is power, especially when it comes to finances. By attending this seminar, you’ll empower yourself with the knowledge and tools needed to make informed decisions about your money, secure your financial future, and achieve the lifestyle you desire for yourself and your loved ones.

Networking Opportunities: Connect with fellow Overseas Filipinos who share similar financial aspirations and challenges. Networking at this seminar provides an invaluable opportunity to exchange ideas, learn from others’ experiences, and even forge potential partnerships or collaborations that can further your financial goals.

Inspiration and Motivation: Building wealth and securing your financial future can sometimes feel overwhelming, but attending this seminar will inspire and motivate you to take action. You’ll leave feeling empowered, energized, and ready to implement positive changes in your financial life.

Build Your Future Sharjah will be on April 6, 2024 and will start at 6pm. To register, click HERE

Build Your Future Abu Dhabi will be on April 7, 2024 and will start at 6pm. To register, click HERE

Don’t let financial uncertainty hold you back. Take control of your future by attending “Build Your Future UAE 2024” seminars in Sharjah and Abu Dhabi. It’s time to unlock your potential and pave the way to financial success. Reserve your spot today! Limited slots only.

We are thrilled to extend a warm invitation to you for an extraordinary event that promises to empower and transform your financial journey – Money Talks Singapore 2024. This event brings together two renowned financial experts, Randell Tiongson and Jess Uy, to share invaluable insights and strategies that can significantly impact your financial well-being.

Living abroad comes with its unique set of challenges and opportunities, and Money Talks Singapore 2024 is tailored to address the specific needs of overseas Filipinos. Randell Tiongson, a seasoned financial planner, speaker, and advocate for financial literacy, will delve into practical approaches to managing your finances, making informed investment decisions, and securing a stable financial future.

Joining him is Jess Uy, a respected financial educator and entrepreneur, who will provide firsthand advice on navigating the complexities of financial planning while working abroad. Whether you are a seasoned professional or just starting your career in Singapore, Jess Uy’s expertise will guide you in making sound financial choices to achieve your goals.

Money Talks Singapore 2024 isn’t just an event – it’s an opportunity for you to gain valuable knowledge, connect with like-minded individuals, and take control of your financial destiny. Don’t miss this chance to learn from the best in the field and equip yourself with the tools needed to make informed and empowered financial decisions.

You can attend this life-changing seminar for FREE!

Secure your spot at Money Talks Singapore 2024, and let Randell Tiongson and Jess Uy guide you towards a brighter and more financially secure future. Register for FREE, click HERE or scan QR Code. Hurry as slots are limited.

I’ve been giving talks and lectures for many, many years. Without a doubt, the question I have been asked the most would be, “what is the best investment?” This is a question that will have an answer depending on the person being asked. If you are to ask a real estate agent, he will say real estate; a stock broker will say blue chip stocks; a banker will offer the latest bank products like a time deposit or a special savings account; a mutual fund representative will say mutual funds; an insurance agent would probably quote a variable life insurance – get the drift? However, my answer has always been consistent. The best investment for me? Well, I can’t really give an answer.

Okay, I must admit that many people give me a dumb-founded look whenever I answer them “I don’t know, it depends”. For someone who claims to be a personal finance guy who has been in the financial services industry for over 3 decades and a trainer in financial planning, I am pretty clueless ain’t I? I simply can’t tell anyone what the best investment is because there’s no such thing. My answer will always be “it depends!”

I have a simple four rule guide that I recommend to people whenever they are perplexed as to where they want to bring their hard-earned money.

1) Investment Objective – What is the investment for in the first place? Where do you plan to use it? Is it for retirement, education, purchase of a house? Or is it just to park your money while you are scouting for other investments?

2) Time Frame – When do you intend to use the money you are investing? Is it short (less than a year), medium (up to 7 years) or long term (more than 7 years)? It is unwise to put money in long term investments when you will need your money in the short term – you might end up realizing capital reduction or you may be levied with steep penalties should you liquidate your investment. It is likewise unwise to invest in short term instruments when the purpose of investment is for the long term like education or retirement – you will not realize a good appreciation of your investments as short term instruments generally give lower yields. In other words, your investment would be drastically reduced by inflation and find yourself with not much funds when you need it the most.

3) Risk Tolerance – Investors are usually conservative, moderate, or aggressive. Determine your risk tolerance first. Is liquidity and capital preservation an absolute must for you? Or are you willing to risk some potential capital loss in favor of potential capital hike? Remember the golden rule in investing – the higher the yield, the higher the risks and vice-versa.

4) Acumen – There are simple products and there are complicated products. If you are investing in the stock market and you are not familiar with some form of fundamentals, you might regret ever putting money there. If you can’t distinguish a structured note from a time deposit, you might want to reconsider your decision. I have a simple advice with regard to this – never ever invest in something you don’t understand.

Before parting with your money, I highly recommend that you go through the four-step rule first.

“But divide your investments among many places, for you do not know what risks might lie ahead.” Ecclesiastes 11:2 (NLT).