Question: With all the uncertainties in the world economy and markets, is it still wise to make investments in the stock market now?—Kris C. Lim, public relations practitioner Answer: I have been taking note of all the developments worldwide particularly the economic woes of Europe and the United States. Downgrading banks, debt default scares, increasing … Continue reading Do we still invest in times like these?
Efren is one of the country’s most notable champions of financial literacy. He is a best-selling author, columnist and one of the most sought after speaker/trainer in the arena of personal finance. You will find Efren giving lectures all over the country educating hundreds of participants each time. There are also thousands of people who … Continue reading Personal Finance Champions: Efren Ll. Cruz, RFP
Question: I wanted to ask more about pooled funds, specifically equities and balanced funds. I would also like to know if I can invest in these with small amounts on a regular basis.—Val Baguios, International Organization for Migration (IOM) staff Answer: In my last column, I gave a general introduction of pooled funds, particularly bonds … Continue reading All about pooled funds, part 2
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