It took me a long time to write and finish my book but it’s finally here, No Nonsense Personal Finance: A Step by Step Guide and you can get a copy for FREE!

4 Books are set to be raffled and the winners will received an autographed copy of my book which will delivered directly to you (winners must have a valid Philippine address).

Check out below on how you can get this book for FREE!

a Rafflecopter giveaway

So blessed to be featuring the blog of a good friend and mentor of mine, Dennis Sy. He is the editor-in-chief of the blog site Act Like a Man (http://www.actlikeaman.org/) which is changing the lives of many Filipino men (and women). He recently released an e-book on financial stewardship “Rich or Life” and became a number one downloaded book in Kindle. 

Dennis Sy will also be featured in iCon 2013: The No Nonsense Investments Conference on June 22, 2013 at the SMX.

Here’s Dennis’ take on the source of our money problems.

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The biggest problem is not the world’s system but US. Yes you and me. Most of the people who are in a financial mess are living in a state of denial.

One thing I experienced when I was not in good financial shape was that I had the tendency to deny my present situation. Just like in any problem, we must first admit that we have a problem. Don’t make some crappy excuse that you are going to be fine. I made that mistake.

You cannot say “I don’t have time to work on a budget, retirement plan or a saving plan.” The truth is you don’t have time not to. As what they say, “what you tolerate, you cannot change.”

Without a careful and well-planned financial direction – you will one day find yourself denying the fact that you are broke. It takes humility to admit. Learn to swallow your pride and face the music. Winning at money is 80% behavior and 20% head knowledge. That means the renewing of our minds implies we take action on things we do know. You will be amazed that most broke people know where to put their money or how to invest but they don’t do it.

The good news is being broke doesn’t mean it’s the end. It is the beginning of a journey to get out of debt, start saving and investing and living financially free.

One of my friends had a debt of 30 million pesos. He was just 30 years old when this happened. For five years he had to swallow his pride. He sold his cars, faced his creditors, humbled himself and worked really hard. He now has two jobs, juggles his time with his work and his family. He is on his way to financial freedom. This year his prayer is to be debt free.

Face the fact: YOU ARE BROKE! It would be easier to solve a problem that you know exists.

We have 10 Patron seats up for grabs for the Saved Festival 2012 worth P1,200 each! This is Praise & Worship at its best and featuring the most amazing groups.

Joining is simple! Share this post in your Facebook and/or Twitter accounts and let us know why you want to win tickets. We will give 2 tickets per winner so there are 5 slots for this contest.

Thanks to Becca Music for this blessing.

Check out the Saved Festival website HERE