Just 3 years ago, we launched the Associate Financial Planner (AFP) ® program for the Filipinos in the Middle East and held our first certification class in Doha, Qatar. More than 20 participants from Qatar and the UAE joined the milestone initial program. Since 2013, the AFP program has been helping improve the financial lives of many Filipinos in the Middle East by way of objective and structured financial education. To date, there are almost 200 AFP’s from Qatar and the UAE and these AFPs are really making a difference.

We are pleased to announce that the AFP will be holding 2 runs in the UAE this September 2016.

Abu Dhabi – September 9 & 10, 2016

Dubai – September 10 & 11, 2016

Why the AFP?

Because of the increasing financial awareness and prosperity of many Filipinos, the demand for financial products and financial advisors has been growing through the years. However, while there have been many who claim to be financial advisors, there has been a need for certified advisors to be differentiate a properly trained advisor from one who is not.

This differentiation can be achieved by choosing to become an Associate Financial Planner (AFP®), a professional designation awarded by the Registered Financial Planners Philippines, the Philippine’s leading financial planning institute.

Become an Associate Financial Planner (AFP)®

The public is looking for a financial planner who has demonstrated a commitment to competency, and financial professionals want an established certification that will set them apart in the globally expanding financial planning profession. As an AFP®, you can energize and revitalize your career by leveraging the knowledge and prestige associated with one of the world’s most recognized financial planning certification.

Benefits of the AFP® Certification

– Immediate recognition from clients, peers and employers with AFP® designation after your name.

– Strict eligibility criteria mean only a selected few are privileged to hold this designation.

– Provides a good starting point for professional who have the necessary skills sets and knowledge in basic personal financial planning.

– Provides an interim designation while you are pursuing the Registered Financial Planner (RFP®) quantification in the future.

– Become part of the preeminent financial planning organization in the country, the Association of RFPs in the Philippines with numerous benefits, including access to technical sessions, events, seminars and conferences.

What will be discussed during the AFP® Program?

• Personal Finance Steps
• Insurance Planning
• Behavioral Finance
• Investment Planning
• Time Value of Money
• Stock Market Investing

After completing the training program, a qualifying examination will be performed within 1 to 2 months after the program. Those who pass the exams can apply for membership to the AFP®

Who will be conducting the AFP® Program?

Randell Tiongson, RFP is the director of the Registered Financial Planner Philippines and has been engaged in the financial services industry for nearly 3 decades. He is one of the most respected personal finance speaker and educator in the Philippines and has given over 1000 lectures & training on finance through the years. He is a columnist of the Philippine Daily Inquirer, best-selling author of 4 finance books.

Marvin Germo, RFP is the Philippine’s most in demand speaker and educator on stock market investing. He has given hundreds of seminars on investing in equities for Filipinos across the globe. He is frequently seen in Philippine media on the subject matter of investing and he is also a best-selling author of 4 books on investing and the stock market.

If you are interested to become an AFP®, please send an email afpdubai@yahoo.com or click HERE

Testimonials from the AFP®’s from the UAE

“The AFP® helps me pursue my personal commitment in helping others with their financial journey (giving back to the community) as a form of social responsibility. The AFP® has also served as a venue for me and my fellow Overseas Filipinos to find and validate opportunities of investment vehicles where we grow our hard-earned money.”

Francis Medina, AFP (Business Manager and entrepreneur)

“I initially wanted to join the Program just to advance my knowledge in money management and get a clearer view of my own total financial life. I have attended a few talks provided by financial institutions and naturally most of them are product-driven. I yearn for unbiased views on personal finance and was in search for programs where the focus is on the concepts and not on the products. This is what AFP has provided me – Financial Planning, which is customized and goal-focused, thereby providing need-based solutions to an individual’s financial circumstances.”

“Through the AFP I have been equipped with the tools and knowledge to navigate the complex landscape of personal finance. The program has somehow boosted my confidence and has also facilitated the establishment of strong networks within the Filipino finance community. What I’ve learned at the AFP was something wonderful that I just had to share it to my immediate community. Today, as a community leader, I am imparting what I’ve learned to my fellow Filipino Expats in the UAE by pushing financial education. For me the AFP is not just a title; it has become a way of life.”

Charry Dela Cruz, AFP (Private Banking & serial investor)

“The AFP program is more than just a professional certification program. Being an AFP means being a life-long advocate of financial literacy.”

Gemmy Lontoc, AFP (Remittance Manager & community builder)

“The AFP taught me 3 things: To connect, to grow, and to contribute.”

“The AFP helped me connect with people who share the same passion. These same people helped me grow my expertise and contribute to my fellow OFs by helping them cross the bridge to financial security.”

Josh Mallo, AFP (Oil & Gas industry & stock market investing aficionado

“My affiliation with the AFP made me more confident and courageous in sharing financial literacy among my church group. An answered prayer indeed, 50 of my church mates and our beloved Pastor attended our financial literacy event last 3rd of June, 2016.”

Ivy Datanagan, AFP (Accountant & financial education advocate)

The AFP gave me a more structured way of handling my personal finance and paved my way to more investment opportunity. The AFP became a n opportunity for me to meet like minded persons who aims to make a difference in the life of OFWs.

Jermain Poncardas, AFP (Registered Nurse & personal finance advocate)

In 2010, payment for Acts of Nature insurance increased by 11.5%, from Php 12.1 billion in 2009 to Php 13.5 billion in 2010, a year after tropical storm Ondoy hit the country. After the destruction the storm left, more Filipinos saw the value of car insurance, particularly the Acts of Nature coverage, which is insurance provided for damages cause by natural occurrences, such as floods, typhoons, earthquakes, and the like. As a whole, car insurance, which includes Acts of Nature coverage, provides multiple benefits to car owners.

Here are 3 reasons as to why you need car insurance if you don’t have one yet, or are unsure whether you need one.

To protect yourself

Vehicular accidents can cause a strain not only on your pockets but your emotional well-being. Having car insurance in the event of a car accident gives you the peace of mind that you have the capacity to cover the damages. Whether you need Php 20,000 to replace your bumper or a million Pesos to buy a new car if your old one is totaled, having a car insurance policy takes away the stress from having to shell out money during an accident. Imagine having to deal with an irate car owner whose vehicle you hit, shelling out money to cover repairs, and carrying on with life sans your vehicle which you use on a daily basis. Car insurance offers stability and gives you the peace of mind that you can handle unfortunate car-related instances that come your way.

To protect others

Comprehensive Third Party Liability (CTPL) insurance is a requirement of every motor vehicle before it is registered with the Land Transportation Office (LTO). CTPL provides protection to passenger-victims and third-party victims and offers death benefits, funeral expenses, and hospital reimbursements. In the unfortunate event that you experience a minor (or major) accident and are liable for the injuries you caused to passengers or non-passengers affect in the collision, your CTPL provides financial assistance to cover incurring costs.

To protect your vehicle and pockets

Regular car maintenance does add up. A single part replacement will cause you from the low- to the high-thousands depending on the damaged part. What more if your vehicle needs major repairs or a replacement? This will cost you in the hundreds of thousands and even in the seven-digit range depending on your vehicle and the damages. MoneyMax.ph, a financial comparison website for car insurance, wrote an article entitled, 3 Real-Drivers Saved by Car Insurance, wherein in one account, Rowyn, an owner of a Montero Sport which hit a taxi which then collided with an Isuzu, was given Php 500,000 by her insurance provider for paying Php 9,000 in annual premiums. If you had to shell out Php 500,000 for car repairs and damages, where will you get the money if you didn’t have car insurance? How much of a strain will that cause to your emergency funds? As mentioned above, car insurance provides you with financial security. You may be paying your coverage monthly, but in the event you need to make a claim, your annual premium is loose change compared to your coverage.

What now?

For those looking for financial security, car insurance, and life and non-life insurance in general, takes you one step closer to financial stability. Having insurance protects your emergency fund and other financial accounts you have because in the event you need a large amount of cash, your insurance policy will give you the coverage. Unlike if you didn’t have insurance, one unfortunate accident can wipe more, if not all, your savings. If you’re thinking of insuring your car, MoneyMax.ph provides a personalized platform where you can filter different insurance policies according to your specific car make and model. It’s best to use comparison websites first before applying for a policy so you can do your research and find the most affordable and beneficial coverage for you.

Attend the biggest investment conference of the year — iCon2016! Visit www.icon2016.info for details

I have often been asked for advise and guidance as to how to properly & effectively succeed in the sales profession– specifically in the industry of finance and investments. My answer? You should have the proper knowledge and develop the right skills as a foundation.

Many people believe that selling is an art and it is limited to those who are very good in soft-skills. While I agree that soft-skills are important for the sales profession, the science of proper selling is just as important, if not even more important.

If you are in the selling profession, specifically on financial services and investments such as insurance, mutual funds, UITF, stocks, real estate and other related industries and you feel that it’s time to “level-up”, you should attend my upcoming program: Level Up Sales Program for Finance Professionals.

On June 4, 2016, I will be running a new program that I designed to help those in the sales profession to level-up and become even more successful in a very challenging field.  The whole day program will be held at the Crowne Plaza, Robinson’s Galleria.

The comprehensive program will cover 4 areas which I believe are 21st century strategies to thrive in sales:

1. Buying Cycle
2. Selling Cycle
3. Behavioral Finance
4. Powerful Sales Presentations

This program will incorporate effective theories validated by my 28 years of experience in the financial services industry.

Level Up Sales Program will only have a limited seating capacity to make it effective so make sure you register immediately.

The learning fee of the program is only P 7,500.00 — an investment that will have exponential returns.

If you will register before April 15, 2016, you can avail my early bird rate of only P 5,000.00

Follow the simples steps to secure your slot

• Deposit the training fee to my BPI Savings Account #0249-1113-09
• Send the photo of the deposit or transaction slip to michael@randelltiongson.com along with the following additional information:

1. Full name
2. Contact details (email and mobile phone)
3. Company Affiliation
4. Brief job description
5. Years of experience

See you at the program!