A once flourishing and promising industry in the 80’s and the 90’s is now just a part of history filled with failed promises and the heartaches of many Filipinos. The pre-need industry in the Philippines, which primarily involves selling pre-need plans for education, memorial, and pension purposes, has faced significant challenges over the years. While … Continue reading Why the pre-need industry was doomed to fail from the start
When it comes to investing, there is a wide array of options available, including mutual funds, Unit Investment Trust Funds (UITFs), and individual stocks. Each investment vehicle has its advantages and considerations, and understanding when to choose one over the other is crucial for making informed investment decisions. In this article, we will explore situations … Continue reading Mutual Fund and UITF or Stocks?
Overseas Filipino Workers (OFWs) play a vital role in the Philippines’ economy, contributing to the country’s growth and development through their remittances. However, behind the scenes, many OFWs face significant personal finance struggles. Managing finances while working abroad can be challenging due to various factors such as remittance obligations, cultural expectations, and lack of financial … Continue reading Overcoming the financial challenges of an OFW
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